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The EU AI Act in Ireland: what your business has to do

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EU AI Act dates for an Irish business that uses AI: Article 5 bans, Article 4 literacy, Article 50 and high-risk duties from 2027
Joaquín Trapero

in AI and privacy expert, and founder of Nonimo.

If your business is based in Ireland, the EU AI Act already binds it. As a regulation, it needs no Irish version and has no size threshold. A firm that only buys its AI needs a written AI use policy long before any conformity assessment.

Ireland has added its own machinery: the Regulation of Artificial Intelligence Act 2026, signed on 21 July 2026 and commenced almost in full on 31 July. This is my reading of the law on 7 November 2026, as general information; anything high-risk deserves a solicitor’s eye.

Quick answer

Yes, the AI Act applies to every Irish business, but a firm that only uses AI has a short list. Avoid the Article 5 bans, take AI literacy measures under Article 4 and meet Article 50 disclosures. Duties for high-risk uses like CV screening apply from 2 December 2027. Fourteen Irish bodies enforce it.

Provider or deployer under the AI Act: the role that sets your duties

The Department of Enterprise, Tourism and Employment lists four roles: provider, deployer, importer and distributor. A provider develops a system or offers it under its own name; a deployer uses one in its work. One company can hold several, so settle it tool by tool.

Article 25(1) is the trapdoor. Rebrand a high-risk system, modify it substantially, or turn an ordinary tool to a high-risk purpose such as shortlisting candidates, and you become its provider. A licence does not move you, though it decides what the vendor may do with your text, as Copilot’s terms show.

Which role do you hold for this tool?

One tool at a time. Importers and distributors are left out.

Did your organisation build this system, or have it built, and offer it or put it into service under its own name?

Have you rebranded it, changed it substantially, or put it to an Annex III use such as hiring, credit scoring or insurance pricing?

You are the provider, and most of the Regulation is addressed to you, up to conformity assessment and registration for a high-risk system.
Article 25(1) may make you the provider of a high-risk system. Get this checked before it goes live.
You are a deployer: the short list in the next section, plus Article 26 if the tool falls under Annex III.

Simplified from Articles 3 and 25(1) of Regulation (EU) 2024/1689 and the Department's guidance page on roles.

An in-house team building an app on a model API can become the provider of that app. If its calls run through a LiteLLM proxy, its PII options keep client details out of the requests.

Using ChatGPT or Copilot at work: what a deployer owes today

This is where most Irish organisations sit: the CSO reported on 20 August 2026 that over 20% of enterprises with ten or more staff used AI in 2025. An everyday assistant does not make you a provider, and a chatbot alone is not high-risk.

Your website chatbot must say it is an AI under Article 50, unless that is obvious to a reasonably well-informed, observant person. A human first name on the widget works against you, and I would drop it. Councils face the same rule, as the local authority guide shows.

The deployer's list, for an ordinary Irish office

Tick what you can already show on paper.

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The gaps are cheap to close: most are a line of policy or of website copy.

Our summary of Articles 4, 5, 50 and Annex III of Regulation (EU) 2024/1689 as amended. It is not an official checklist.

None of that covers what the vendor does with the words your staff type. Each product answers that in its own terms, starting with how Claude handles your data.

Google’s answer differs again, as what Gemini shares sets out. Where client files are involved, that worries me more than anything in the Act.

AI Act timeline after the Digital Omnibus: the dates that matter in Ireland

The Act has applied generally since 2 August 2026. The Digital Omnibus on AI, Regulation (EU) 2026/1744, signed on 8 July 2026 and in force from 27 July, moved the high-risk dates to fixed days that no longer wait on standards, and added two bans.

EU and Irish dates, in order

The next one to watch is highlighted.

datewhat happens
2 February 2025Article 5 bans and Article 4 literacy
25 July 2025S.I. No. 366 of 2025: first Irish designations
21 July 2026Regulation of Artificial Intelligence Act 2026 signed
27 July 2026Digital Omnibus on AI in force
31 July 2026Irish Act commenced (S.I. No. 403 of 2026); S.I. No. 405 of 2026 designates bodies for Annex III and Article 5
2 August 2026general application, including Article 50
2 December 2026two new Article 5 bans; Article 50(2) marking for generators already on the market
2 December 2027high-risk duties for Annex III systems
2 August 2028high-risk duties for AI in regulated products

Article 113 of Regulation (EU) 2024/1689 as amended by Regulation (EU) 2026/1744; the Irish Statute Book.

The separate omnibus that would amend the GDPR, COM(2025) 837, is still a proposal awaiting a Parliament committee. A supplier quoting it as law is ahead of the facts.

New Article 4a lets providers and deployers process special category data where strictly necessary to correct bias, with pseudonymisation among the conditions. Whether that data stays personal turns on who can re-identify it. I’d read it as a narrow door for testing a hiring tool, nothing wider.

Banned AI practices in Ireland: Article 5 and who polices each ban

Article 5 has bound everybody since 2 February 2025, with no threshold. Most of it is remote from an office, such as social scoring or untargeted scraping of faces. S.I. No. 405 of 2026 names an Irish authority for each point.

Article 5(1) pointthe ordinary versionIrish authority
(f) emotion inference at worktone scoring on agents’ calls, rating candidates’ enthusiasmWorkplace Relations Commission (outside education)
(g) biometric categorisation by sensitive traitinferring ethnicity, religion or orientation from a faceData Protection Commission
(c) social scoringranking people with data from unrelated contextsCentral Bank for regulated finance; otherwise the DPC
(a) and (b) manipulation, exploiting vulnerabilitydark-pattern persuasion by an online platform or a lenderCoimisiún na Meán or the Central Bank, by sector

Source: Schedule 3 to S.I. No. 366 of 2025 as substituted by S.I. No. 405 of 2026.

An employer can walk into the emotion ban by ticking a feature box in a contact centre suite. If I ran a customer line, that feature would be off and named in the acceptable use policy. A suspected breach can bring a prohibition notice under section 72 of the Irish Act.

Article 4 AI literacy in Ireland: enforcement and the evidence to keep

The omnibus rewrote Article 4. Providers and deployers “shall take measures to support the development of AI literacy” of staff using AI on their behalf, without guaranteeing any level for any individual. What an officer can ask about is the measure, so record it.

The Commission says national authorities have supervised Article 4 since 2 August 2026. The Irish Act, though, gives it no notice or fine of its own: section 71(11) leaves it off the list for contravention notices, and none of the Article 99 bands that section 105 applies names it.

That changes in December 2027 for anyone running an Annex III tool, because Article 26(2) wants oversight from people with the necessary competence and training. I’d keep the literacy record as the first page of that file.

What to keep on file for an Article 4 measure

Tick what you could hand over tomorrow.

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Thin. A slide deck sent to everyone proves it was sent, not that anyone read it.

Our reading of what supports Article 4 as amended. No Irish authority has published a checklist.

Staff need to know which details stay out of a prompt, and what to redact before an AI sees a file makes a fair syllabus. For the general half, the AI Office points to AIReady.ie, free short lessons you can assign and log.

In the OECD Trust Survey run by the CSO in 2025, 56% of people in Ireland said they could explain AI to someone else, behind only Luxembourg and Norway. I wouldn’t give a client file and an AI tool to anyone in the other 44% before that session.

High-risk AI in recruitment, credit and insurance from December 2027

A system is high-risk when it is intended for a purpose listed in Annex III; how risky it feels does not come into it. Three of its eight areas reach ordinary employers and lenders.

Annex III pointwhat it looks like in a businessIrish authority
4, employmentfiltering CVs, ranking candidates, allocating tasks, monitoring or ending contractsWorkplace Relations Commission
5(b), creditworthinessscoring an individual for a loanCentral Bank, where a regulated financial service provider uses it
5(c), life and health insurancerisk assessment and pricing for individualsCentral Bank, same condition
3, educationadmissions, grading, proctoringnone designated in Schedule 2 so far

Source: Annex III of Regulation (EU) 2024/1689; Schedule 2 to S.I. No. 366 of 2025 as substituted by S.I. No. 405 of 2026.

From 2 December 2027 a deployer of one of these owes Article 26: follow the instructions, give oversight to someone competent who can overrule it, keep logs for at least six months, and tell workers and their representatives first. A tool bought this year will still be running then.

Article 27 adds a fundamental rights impact assessment for public bodies, private firms providing public services, and deployers of 5(b) and 5(c) systems. A contractor running a service for a county council is in that group, and I suspect few have noticed.

Questions to ask an AI supplier before you sign

Most of the above gets easier if the supplier commits in writing before the purchase order. Several of these overlap with the AI questions on a cyber questionnaire, so the answers do double duty at renewal.

Four questions for the supplier, answered in writing

Paste them into your email before the purchase order goes out, and file the reply with the contract.

Four questions to paste into a supplier email

Confirm you are the provider under the EU AI Act and we are the deployer. Which Annex III point, if any, covers our intended use? Which instructions, documentation and logs do we get for Article 26 by 2 December 2027? Where is our data processed, for how long, is it trained on, and which subprocessors?

Roles from Article 3 of Regulation (EU) 2024/1689; deployer duties from Article 26; high-risk list from Annex III.

“Fully AI Act compliant” with nothing behind it would make me walk away. If a hosted proxy sits between your app and the model, it is one more processor in the chain, as our explainer on AI gateways covers.

For an open-source filter, ask who will maintain it in two years, the question our LLM Guard alternatives page looks at.

Who enforces the AI Act in Ireland: the AI Office and the sector regulators

Ireland gave each area to the body already supervising it. Coordinating them is Oifig IS na hÉireann, the AI Office of Ireland, established on 2 August 2026 under section 8 of the 2026 Act as an independent statutory body with its own board.

Across S.I. No. 366 of 2025 as amended by S.I. No. 405 of 2026, fourteen bodies hold a designation.

Which Irish body would look at your AI use?

bodywhat it covers under the AI Act
Workplace Relations CommissionAnnex III point 4 (employment); the emotion ban at work, outside education
Central Bank of Irelandhigh-risk AI used by regulated financial service providers, including 5(b) and 5(c); Article 5 points (a) to (c) in that sector
Data Protection CommissionAnnex III points 6, 7, 8 and part of point 1; Article 5 points (c) outside finance, (d), (e), (g) and (h)
Coimisiún na MeánArticle 50 and Article 5 points (a) and (b) for intermediary, hosting, audiovisual, broadcasting and designated online services
Health Service ExecutiveAnnex III 5(a) access to public healthcare and benefits; 5(d) emergency healthcare
Commission for Regulation of Utilities, National Transport Authority, ComRegAnnex III point 2, critical infrastructure run by critical entities
Health and Safety Authority, CCPC, HPRA, ComReg, Marine Survey Office, Commission for Railway RegulationAI in products under Annex I, Section A, such as machinery, toys and medical devices
Oifig IS na hÉireannsingle point of contact (section 42); takes complaints (section 61); a market surveillance authority for Article 70(1)

Schedules 1 to 3 and Regulation 4 of S.I. No. 366 of 2025 as amended by S.I. No. 405 of 2026, and the Regulation of Artificial Intelligence Act 2026.

Under section 43 the Office keeps an Irish AI register of Article 5 incidents and serious incidents with high-risk systems. A firm with several tools may answer to three bodies, which argues for one approach across the organisation, as on our page for organisations.

The Department calls the 2026 Act a technical implementing measure that adds no obligations. It adds procedure: anyone can complain under section 61, staff reports are protected disclosures under section 62, and nine fundamental rights bodies listed in section 53 can ask for testing.

How a case can travel under the Irish Act

Not every case passes through every step.

1. A complaint by anyone (s. 61), a protected disclosure by staff (s. 62), or a fundamental rights body asking for testing (s. 59) 2. An authorised officer investigates (ss. 68 and 70) 3. Contravention notice (s. 71) or, for a suspected Article 5 breach or a serious risk, a prohibition notice (s. 72) 4. Notice of suspected non-compliance, with a period for your submissions (s. 79) 5. Referral to an independent adjudicator, who finds on breach and on the fine (ss. 83, 99 and 100) 6. The fine takes effect only when the High Court confirms it (s. 114); appeals go to the High Court, then the Court of Appeal (ss. 107 and 109)

Regulation of Artificial Intelligence Act 2026, Parts 4 to 6.

With an adjudicator and two courts between a notice and a payable fine, I would not buy from anyone selling urgency on imminent fines. Whether insurance pays for answering a regulator is covered in cyber cover in Ireland.

AI Act fines in Ireland: the Article 99 bands and the Irish caps

Article 99 sets three ceilings, each a euro figure or a share of worldwide turnover, whichever is higher. For SMEs and, in the two lower bands, small mid-caps, it is whichever is lower. Section 105(5)(a) of the Irish Act caps a public body at €1,000,000.

The ceiling for your turnover

Worldwide annual turnover, in millions of euro. The figure is an example: put in your own.

Article 5 bans€42,000,000
Deployer duties and Article 50€18,000,000
Wrong information to a regulator€7,500,000

Maximums, not likely fines: Article 99(3) to (6a) of Regulation (EU) 2024/1689 as amended. Starting figures are an example of a large firm with €600 million turnover. A public body in Ireland is capped at €1,000,000 by section 105(5)(a) of the 2026 Act.

For most Irish businesses the middle bar is the one that matters. Section 105(4) ties the bottom one to Irish steps, such as confirming in writing that a contravention notice has been complied with, so I’d want a second reader on that letter.

The public body cap uses the definition in section 10 of the Data Sharing and Governance Act 2019, which takes in councils, whose wider position is in what council staff can use.

A complainant's name typed into an AI chat becomes [PERSON_1]: the AI Act doesn't stop that paste, the GDPR still applies

The AI Act and GDPR in Ireland: client data typed into an AI chat

The DPC’s note of 18 July 2024 still frames the deployer’s side: a user of an AI product relying on personal data could be a controller, and should consider a formal risk assessment. Which assistants pass that test is a separate set of criteria.

EU AI ActGDPR and Data Protection Act 2018
question it askswhat the system is intended forwhose personal data, on what lawful basis
what triggers itan Article 5 practice, an Annex III purpose, Article 50any personal data at all
who supervises in Irelandone of fourteen bodies, by areathe Data Protection Commission
top fine€35 million or 7%€20 million or 4%

Sources: Article 99 of Regulation (EU) 2024/1689; Article 83 of the GDPR.

The note’s sharpest question is whether you could find and delete someone’s data inside the AI system. For ChatGPT, that starts with what OpenAI keeps.

Nothing in the AI Act stops an employee pasting a client’s name and file reference into an assistant. It appears in no AI register, but it is a disclosure to a third party and possibly a personal data breach.

The same request, before and after it leaves the desk

What the employee types

Draft a reply to Clodagh Ní Bhriain about her complaint, and copy in her solicitor, Tadhg Ó Murchú.

What the assistant receives with Nonimo

Draft a reply to [PERSON_1] about her complaint, and copy in her solicitor, [PERSON_2].

Fictional data. The mapping stays on the user's machine, so the names go back into the reply.

A rule on paper can’t see what someone pastes at ten to five on a Friday, so that part I want software to handle, including Nonimo Gateway on your own server for apps built on the OpenAI API.

The Nonimo app for Mac and Windows swaps names and other identifiers for markers before the text leaves the machine, and our security page explains why none of it reaches us. You stay the controller of what is sent.

If client files already go into assistants in your office, put the app on one desk for a week and look at what it marks. For the identifiers that matter most in an Irish file, from the PPS number to the Eircode, the Irish guides go document by document.

Sources

Checked on 7 November 2026.

Common questions

Is the Regulation of Artificial Intelligence Bill 2026 now law?

Yes, it was signed on 21 July 2026 as Act No. 31 of 2026. S.I. No. 403 of 2026 commenced almost all of it on 31 July, and the Department has promised further legislation for the Digital Omnibus.

What is the AI Office of Ireland?

Oifig IS na hÉireann is the statutory coordinator, established on 2 August 2026. It is the single point of contact for the AI Act, takes complaints, keeps an Irish AI register and is a market surveillance authority itself.

When do Irish authorities start enforcing AI literacy under Article 4?

Supervision began on 2 August 2026, according to the European Commission. The Irish Act gives Article 4 no contravention notice or fine band of its own, so a gap is likelier to surface while another duty is investigated.

What did the EU Digital Omnibus change for Irish businesses?

It moved the high-risk dates to 2 December 2027 and 2 August 2028. It also softened the Article 4 literacy wording and added two bans from 2 December 2026. The GDPR omnibus is still a proposal.

How does a company that only uses AI meet its AI Act obligations?

Mostly with records kept on file. Keep a written AI policy, a dated literacy record, an AI notice on any chatbot, and a list showing no tool falls under Article 5 or Annex III.

Who enforces the EU AI Act in Ireland?

Fourteen designated bodies, split by sector, with the AI Office coordinating. Hiring goes to the Workplace Relations Commission, regulated lending and insurance to the Central Bank, and most biometric and Article 5 cases to the DPC.

What are the AI Act fines in Ireland?

Up to €35 million or 7% of worldwide turnover, whichever is higher, for banned practices. Most deployer breaches cap at €15 million or 3%; SMEs face the lower figure, and public bodies €1,000,000.

Is there an AI Act template for Irish businesses?

No official template exists. The Department points businesses to the Compliance Checker on the EU AI Act Service Desk, and a written AI use policy with a dated list of tools is where most deployers start.